BeemaKhabar.com is an insurance initiative, powered by the prominent domain holder, based on the Kathmandu, Nepal.

Pashupati Neupane
Editor-in-Chief

Shankar Parajuli
Chief IT Manager

Saroj Bhusal
Operation Officer

Cecer Bhandari
Content Designer

Arishma Lama
News Correspondent 

Manashi Bhatta
News Correspondent 

Bipasa Dhungel
News Correspondent 

Nabina Dani
News Correspondent 

Bishal Adhikari
Business Writer

Rajesh Karki
Training Consultant 

Ramesh Bharati
Editing Consultant

Photography and Web Development

Cceer Bhandari
Photography Coordinator

Allanur Ansari
Photographer

Raghu Thapa
Sr. Web Developer

Regional Reporter 

Nabaraj Bhushal 

Prakash Adhikari 

Legal Partner:

Krishan Prasad Bhetuwal 

 

 

Insurance is becoming the most prominent measures to secure the value of life, indemnify the losses in business and property and to achieve economic development of the nation. Insurance is the pooling of fortuitous losses by transfer of such risks to insurers, who agree to indemnify insured for such losses, to provide other pecuniary benefits on their occurrence. The insurance policy is a contract between the insurer and the insured, known as the policyholder, which determines that claims which the insurer is legally required to pay, in exchange for payment, known as the premium.

Insurance companies are a type of “non-bank” financial institutions that sell policies and provide protection from various kinds of risks. More specifically insurance company collect fund in the form of premium and provide indemnification if the probable loss occur in the future. But financial institutions provide both benefits and security on the fund collected from their clients. Generally risks that insurance policies cover include the loss of life, income, or possessions and the high cost of medical bills

Parties involved in Insurance Policy are:

Insured

A person whose interest is protected by an insurance policy: a person who contracts for an insurance policy that indemnifies him against loss of property or life or health etc. insured person may be individual, mortal, person, somebody, someone even soul of a human being.

Insurer

Insurer is the insurance company which takes the risk of insured person. There are two categories of insurer: life insurance and non-life insurance. One insurer cannot provide products and services of both life and non-life insurance simultaneously; means they must establish in distinct base.

 

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